Gratia Financial, LLC is a unique registered investment advisory boutique. As a life-concierge and financial-fiduciary, we offer highly personal and confidential services for a select clientele. Ongoing research of life and financial issues, along with the application of sound principles, are what bring success and satisfaction for our clients.
We are a “fee only” advisory firm. Our clients contract with us to do a job: to help them with life and money. We are a fiduciary; we sit on the same side of the table as our clients without conflict of interest. We partner with our clients to help make wise decisions that benefit them.
What is “Gratia”?
gratia (grä’-tē-ä) is the Latin term for unearned or unmerited favor; grace. It is Life’s gifts; Life’s ongoing benefits that deserve our gratitude. Each day, the sun rises and falls; it shines its light, warmth and energy to produce more Life. This is gratia. When gratia, grace, or graciousness is acknowledged, it summons gratitude, or thankfulness; the most gratifying mindset for real Life and Wealth.
Gratia is the mind-set of our company. We are pursuing, for ourselves and our clients, an ongoing awareness of grace & gratitude.
“Life teaches that there are universal principles that govern our world; principles that have dual application as they apply to both, life and money. Throughout my career, I have seen many benefit as they came to understand and apply these time-tested principles. Individuals, families, and businesses become empowered with purpose and confidence, yielding tremendous life and financial wealth.”
— Randall Swetnam, Owner/Principal
Randall Swetnam is the owner/principal of Gratia Financial, LLC. He has served to help people make wise decisions about life and money for over 30 years. His experience is seasoned and well-rounded.
Through constant research, sometimes reading 100 articles per day, he sees “the big picture”; is an “idea man”; and has a sense of what is coming, long before it happens. His Background includes:
- Investment Advisor Representative at Gratia Financial, LLC
- Director & Co-Owner of Gratia Life, LLC
- Managing Director of Gratia Life Mission
- Financial Representative at Thrivent Financial
- Pastor (provisional) at Christ Covenant Church
- Sr. Specialty Sales Representative at Genzyme (Sanofi)
- Specialty Sales Representative at Wyeth Laboratories (Pfizer)
- Director of Counseling at Cross Point Ministries
- MA Grad Student in Biblical Counseling – Calvary Theological Seminary
- Bachelor of Science Degree: Biochemistry – University of MO-Columbia
FORM ADV PART 2A DISCLOSURE BROCHURE
Item 1 – Cover Page
Gratia Financial, LLC
20819 S Dean Road • Belton, Missouri 64012 •
This disclosure brochure provides information about the qualifications and business practices of Gratia Financial, LLC. If you have any questions about the contents of this disclosure brochure, please contact Randall S. Swetnam at Randy@GratiaFinancial.com. The information in this disclosure brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.or
Additional information about Gratia Financial, LLC is also available on the Internet at www.adviserinfo.sec.gov. You can view the firm’s information on this website by searching for Gratia Financial, LLC or the firm’s CRD number: 165462.
*Registration as an investment adviser does not imply a certain level of skill or training.
FORM ADV PART 2B BROCHURE SUPPLEMENT
Item 1 – Cover Page
Gratia Financial, LLC
20819 S Dean Road • Belton, Missouri 64012 •
This brochure supplement provides information about Randall S.Swetnam that supplements the Gratia Financial, LLC (“Advisor”) disclosure brochure. You should have received a copy of that brochure. Please contact Randall S. Swetnam at Randy@GratiaFinancial.com if you did not receive Advisor’s brochure or if you have any questions about the contents of this supplement.or at
Additional information about Randall S.Swetnam is available on the SEC’s website at www.adviserinfo.sec.gov.
Commitment to Your Private Information: Gratia Financial, LLC has a policy of protecting the confidentiality and security of information we collect about our clients. We do not, and will not, share non-public personal information (“Information”) about you with outside third parties without your consent, except for the specific purposes described below. This notice has been provided to you to describe the Information we may gather and the situations under which we may need to share it.
Why We Collect and How We Use Information. We limit the collection and use of Information within our firm to only those individuals associated or employed with us that must have Information to provide financial services to you. Such services include maintaining your accounts, processing transaction requests, and providing the advisory services described in our Form ADV.
How We Gather Information. We get most Information directly from you when you provide us with information from any of the following sources: Applications or forms (for example: name, address, social security number, birth date, assets, income, financial history) Transactional activity in your account (for example: trading history and account balances) Information services and consumer reporting sources (for example: to verify your identity or to assess your credit history) Other sources with your consent (for example: your insurance professional, attorney or accountant)
Sharing Information with Other Companies Permitted Under Law. We do not disclose Information obtained in the course of our practice except as required or permitted under law. Permitted disclosures include, for instance, providing Information to unrelated third parties who need to know such Information in order to assist us with the provision of services to you. Unrelated third parties may include broker/dealers, mutual fund companies, insurance companies, and the custodian with which your assets are held. In such situations, we stress the confidential nature of Information being shared.
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