Life Advisory is a separate value-added service for all Gratia Financial clients.
We understand that it is normal for clients to require more than Financial Advisory services; they require and value our assistance as a concierge, confidant, life coach, consultant, and/or mentor. Taking a Life & Financial holistic approach, we can better “know our clients”. The better we know them, the better we help them reach their goals and dreams. As a fiduciary/trustee, we help with common life decisions related to: personal, marital, family, work, spiritual, and basic finances (budgeting, purchasing, organization, etc., and not necessarily “Financial Advisory” in nature).
Life is full of transitions that can affect finances either, positively or negatively. As people encounter various situations, they may be taken off-guard and find ourselves not as prepared as we thought. This is where having a “go to” comes in handy –– someone who is seasoned with many life experiences, capable of providing valuable solutions. In these situations, Gratia Financial wants to “be there” providing Life Advisory support.
After perusing our website and you decide that you would like to begin exploring a Life & Financial Advisory relationship, we proceed with…
- A Mutual Interview: Call us for a mutual 1-hour interview appointment. We can meet in-person or set up a video conference call and mutually decide if we want to go to the next step.
If Life Advisory services are all that the client is interested in, we would recommend the $0 Subscription Fee Bronze Plan. For value received, we receive Gratuities from our clients based on The Gratia Plan via our sister company, Gratia Life, LLC.
If Financial Advisory services are also required, Life Advisory value-added services are included with the Silver, Gold and Platinum plans. (For more information, go to the tabs under the “Financial Advisory” menu)
- Scheduling: Utilizing our Scheduling dashboard, clients schedule a Monthly Review utilizing telephone or video conferencing for coaching purposes.
Gratia Financial is a “Fee Only” Registered Investment Advisory (RIA). As an RIA, we have hourly or set-fees for the services that we offer.
Life Advisory, only is part of the $0 Subscription Fee Bronze Plan. For value received, we receive Gratuities from our clients via our sister company, Gratia Life, LLC, based on The Gratia Plan. Otherwise, these services are included in all contracted plans (Silver, Gold, & Platinum).
Gratia Financial’s fees structure is unique to the industry. Every effort has been made to provide clients with reasonable and fair prices so that more people might afford and benefit from Life and Financial Advisory services.
Our Fee Structure can be viewed under the ADV Part2A&B Disclosure Form section of The Firm.
The owners of Gratia Financial, LLC are also owners of Securus Life, an insurance agency providing numerous life, accident, and health insurance and annuity products. Insurance compensation IS based on commission and NOT fees. Clients, if applicable, may freely choose the insurance company they desire. Clients are not obligated to purchase such products from Securus Life.